A filament dryer is a good place to spend 60 to 80 bucks if you plan on sticking with 3d printing.
As filament absorbs moisture, it will become more brittle and prone to breaking, also it will cause problems when printing like oozing and defective prints.
I have put both pla and petg in the water, both will work.
Both will become more brittle over time, the PLA will happen faster then the petg.
As stated before, settings in your slicer are key to good prints. Play around with the settings, cura has tons, most hidden by default.
I think the standard ender3 has a Bowden extruder (you'll find settings for both Bowden and direct drive.
Scroll around and see what people are saying about ideal settings for different plastics.
I go to all3dp.com for a lot of information.