I agree with this, with the following caveat: when you’re drawing up your equipment list to figure out your cost, double everything you think you’ll need in terms of lights, powerheads, etc. and decide if you can still afford it…because you’re going to realize you need more than you think you’ll need. Maybe not necessarily because you’ll literally need double the lights and powerheads (although you might), but because you’re going to keep adding other equipment for this new system that you weren’t initially considering, and it adds up FAST. I went with a much smaller tank than I could’ve, but am maxing out the quality of my components, overkilling the good stuff, and maintenance is going to be much easier than if I’d gone larger.
TLDR: I’d revise this statement to read go with whichever build allows you to have the highest quality set up for your budget and which will be more enjoyable and financially practical for you to maintain.