If anyone is interested, or if anyone finds this post in the future, I was able to resolve it this weekend finally. Life afforded me a couple hours to inspect the light.
A month or so ago I took the offending light apart, as I figured "what is the worst that could happen, its already not working" Before I could even undo the screws, I noticed the fan had an issue. When peering through the vents on the side I could see the fan was not sitting flat and flush inside the housing, rather it was parked at an angle and appeared wedged against the heat sink and the top of the housing.
Taking it apart I confirmed my suspicions. I blew some canned air all over every surface which didn't do much. I gently unstuck the fan blades and set it back down on it's shaft that it spins on. Unfortunately when turning the light back on after reassembly, the fan just made loud noise, the light heated up, and shut off again after about an hour. Down it came again.
Finally got back around to messing with it this weekend. This time I used rubbing alcohol and q-tips to thoroughly clean all surfaces inside the light, taking care to clean all wire connections, fan blades, circuit surfaces, etc. After cleaning the fan and shaft, rather than just setting it back in place, I applied pressure to make sure it was snug, and it actually snapped in place. I was unable to lift it back out. Upon reassembly, the fan now spun as designed and was dead silent.
The light has now been running for two full light cycles and has remained cool to the touch and no shut offs. I consider it fixed as far as I'm concerned right now (unless a separate issue arises). I don't know if this was a problem in manufacturing but the fan was not properly seated on its shaft, and I'm not sure it ever was. It snaps on there snugly enough, I would expect you to break a fan blade before being able to un-snap it and pry it back up. Either way. I'm happy to be complete on lighting again. The tank just didn't look right with only two. Wasn't bright white enough.
Side note...Canned air alone inside the vents is not adequate to clean these lights. I'm not suggesting people void their warranties, but just be aware. You can use all the air in the world and that dust won't go anywhere. It needs physical removal, which I see no other way to safely do than to disassemble the housing.