You don't have to accept that sometimes you lose everything - in no way does that need to happen. Diverse system with real live rock (sand will help too, but if you want more work, you can do it without), parameters that are stable near NSW levels being low, but not too low, feed your fish a lot, export a lot and have high quality lighting in good quality. That will take care of it. Too many people try and get cute with machines that fail, dry/dead rock that takes years and years to be stable and then cut spectrum off of light and run too blue.
Your white papers might not matter much unless they studied captive reef systems. Ocean is not the same. Neither are frag and fish farms in the Pacific. I would look to what a well seasoned reefer does more than a white paper - if you need somebody to be like, go to ReefCentral and find Copps thread in the SPS forum.
What some people need to accept is that if you cut corners or use chemicals to save time, bet on the exception instead of the rule, skimp on equipment, buy things to take your eyes and hands off of your tank (where you can learn and see things that a robot cannot) or even make some bad livestock or husbandry choices, then you might lose some thing. None of this has to happen, though.
