I agree with you. Just to clarify for others - because this idea of 'an immune tank' keeps coming up. There is plenty of evidence for fish immunity - both innate and acquired - however, since that specific immunity only last if the fish is in the presence of the organism periodically, it is usually not long-lasting. (at least one study using cold water fish showed immunity started dropping off after 6 month - but since the study only lasted 6 months its impossible to say how long it takes to 'go away'. (This is the disease specific acquired immunity). This study is the basis of the oft quoted 'immunity lasts 6 months'. In fact, we don't know.
All fish have innate immunity to parasites , etc - i.e. slime coat, enzymes in the skin secretions, etc - which as
@vetteguy53081 stated is often not enough for a non-immune (acquired) fish to resist it in a closed tank where the parasite numbers can easily overwhelm the fish depending on the bioload.
Interestingly the common 'knowledge' that a fallow period for ich should be 76 days also relate to a cold water study - I believe by the same group that did the immunity study. The longest Ich survived was (I believe) 72 days - so people said - ok - let's add 4 days as an insurance policy. However, ich may not behave the same in a cold water fish than in a reef - which is why some now have had success with shorter fallow periods (especially at slightly higher temperatures).