To answer this question, yes, it can happen in an established tank. Much like ich on fish, many LPS and SPS corals (and soft corals, though are seldom affected) carry the BJD bacteria on them, and when under stressful or harmful conditions (poor water, abrasions, stress), the bacteria can take over. A good solution is dipping corals to ensure that the small amount of bacteria is gone before it can take over (something I should have considered for my hammer long ago). It's quite hard to completely irradicate though.