What are we talking about alot of water?
And how big is your system?
There are some systems out there that loose 5, 10, 15 gallons a day!!
That is perfectly normal.
Also that noise your hearing and the water dropping in the return chamber is perfectly normal. Water will evoraprate from the lowest part of your system which is your return pump chamber.
I would strongly suggest not letting it get that low as to where you start hearing water flucturating. You wanna keep your waters salinity pretty consistent.
I would highly suggest an a.t.o you will kick yourself for not buying one sooner i promise you