Do you run carbon or a skimmer? Your tank looks small enough that you might not run either habitually...
Generally speaking the fear of zoa toxin is overblown, mostly thanks to a couple of high-profile accidents after hobbyists did some really dumb things. In a tank your size, zoa toxin is a mild concern, but not all zoas contain toxins. Even among those that do, fragging is not usually enough to release enough toxin to worry about.
A small water change or running carbon for a little while should be sufficient to handle anything. If you want to be extra careful, zoas can usually be gently pulled off the substrate and cut in a single spot, further minimizing the damage that you do. They don't really encrust like stony corals or even GSP do.
What you want to avoid is the complete crushing/disintegrating of zoa and especially palythoa polyps. That's what leads to most exposure, especially if you then subject the coral flesh to boiling temperatures that vaporize the toxins. If you're fragging in the tank, I don't think you need to worry about accidentally boiling them.