I think HOB overflows have some pros and cons like everything else and the choice will be very personal. As long as you do your research, work on your required redundancies and keep it well maintained I would say you will have no problem with an HOB. Out of the box mine was noisy. But I built a hofer buster with a few pvc pieces and now is silent. I think the "question of when not if" when talking about HOBs is maybe overblown. That statement probably applies to everything we use in some form or another. Heaters, pumps, lights etc will all fail eventually. All we can do is extend their life with dutiful maintenance, the HOB will be no different.