No, of course you don't need one. But I look at like this, everything you do that goes against what's generally recognized as "easiest path to success" will limit your choices in livestock and reduce options in equipment selection and system management methodologies. So, yes you can absolutely be successful with HOB, canister or In-Tank equipment. But that equipment will usually not be able to support higher end corals or as much fish load for a give system size.
That said, I also think this is great way to start as long as you have your expectations set right...hardier, less demanding soft corals and a limited number of hardier "beginner" fish that you add slowly. Also, you can add HOB overflows without drilling to add a sump at some point and up your game slowly (and when you're ready for the expense).
The one big difference you'll have right off the bat and is key to success is water you start with. I'm sure you've been reading but the importance of good source of RODI and the ability to do at least 10% weekly water changes (at least initially) cannot be overstated. And the importance of that goes up with HOB equipment. That was probably biggest difference in maintenance practices I had from freshwater to saltwater.
Good luck!!!