I completely agree with Reefing Madness.
The refugium IS a bonus, but a really fun and big one... but also a lot more to learn about.
At this moment, lighting is the least of your concerns. You don't need really good lighting until AFTER you have most of your Live Rock. It is a very important, but very expensive investment. The bulbs in Halides are expensive (for the good ones) and are usually replaced annually. LED lights are expensive at first, but you never have to replace them and don't use nearly as much energy and also don't get as hot to the touch. You might be able to snag a really super awesome halides lighting system on here from someone selling theirs to buy LEDs. Then, if you are really sure you love the hobby, you can splurge for the LEDs in a year or two. We currently have T5 20K Metal Halides and can grow any corals or clams our hearts desire! Double-check some big saltwater websites for the lighting needs of your favorite anemones. Also, double-check the corals. You might fall in love with some SPS or LPS corals :tongue:
I'm so lucky my boyfriend dealt with all the initial technical aspects. In the beginning, I was tooootttaalllyyyy lost...
Good Luck!
A Fellow Melissa