So 365 gph / 20G is roughly 18x turnover. There are videos (check out BRS tv) where turnovers as high as 100x are explored, and others where the value of good turnover is more adequately explained than I could do here.
My flow schedule is complicated as I have DC pumps with a variable flow schedule, but I’m roughly at 50x turnover during the day (powerheads only, more with other filtration), on average. It’s all about what you want to achieve, what kind of corals you want to keep, what fish you want to keep.
I’m no expert here but you’ll likely hear differing opinions from veterans that keep different types of fish and coral, but if you want to go SPS, my guess is that yeah, you’re gonna need more flow.