There's zero concern with 0.04 ppm phosphate in RO/DI water. . Zero phosphate in RO/DI water is one of the inappropriate fixations of the hobby. It is an trivially small contribution to phosphate in the tank.
Foods are by far the most important source of phosphate in most aquariums. In considering whether sources of phosphate other than foods are important, one must carefully look to the actual amounts involved to determine whether other sources are even worth trying to minimize.
reefs.com
Comparison of Food Sources of Phosphate to Other Sources
What about other sources of phosphate, like the “crappy” RO/DI water containing 0.05 ppm phosphate? A similar analysis will show it equally unimportant relative to foods.
Let’s assume that the aquarist in question adds 1% of the total tank volume each day with RO/DI to replace evaporation. Simple math shows that the 0.05 ppm in the RO/DI becomes 0.0005 ppm added each day to the phosphate concentration in the aquarium. That dilution step is critical, taking a scary number like 0.05 ppm down to an almost meaningless 0.0005 ppm daily addition. Since that 0.0005 ppm is 40-600 times lower than the amount added each day in foods (Table 4), it does not seem worthy of the angst many aquarists put on such measurements. That said, tap water could have as much as 5 ppm phosphate, and that value could then become a dominating source of phosphate and would be quite problematic. Purifying tap water is important for this and many other reasons.
The same sort of calculation applies to analyzing other phosphate issues, such as the GAC in scenario three. The issue of finding “high” phosphate in GAC soaked in fresh water was frequently quoted as a reason to use one or the other brand of GAC, and probably still is. But simple analysis as shown above for the food rinsing puts the lie to this being a big problem.
