My son is studying to be an engineer. He is in his senior year and the courses he is taking are far beyond anything I can fathom. He is always talking about materials, stresses, moments, stresses, etc. I would be really reluctant to discard the advice of an engineer just because it doesn't seem to make sense to us non-engineers. If you truly don't believe what you are being told, get a second opinion from someone trained.
Your 400 gallon tank is going to be amazing. You really only have one shot at this. (structural) failure is not an option!
I recall a fellow student during my post graduate years. He set up a huge aquarium. I don't recall exactly large, but I am guessing it was in the range of 200 to 400 gallons. (It's been quite a few years and my memory is fuzzy.) Well, his tank lasted just long enough to get it filled with fish and CRACK, the back panel burst due to an issue with his stand not being square. Not only was his tank, and his apartment ruined, his motivation to continue as an aquarist was lost forever.
Also, I recall a YouTube done by an aquarist who wanted to put his large tank up stairs. He hired a structural engineer to advise him how to do it correctly. She noted many issues he never considered and then calmly advised him to add a large percentage as a margin of safety. This is SOP. He was not happy with the cost, but appreciated her keeping him out of trouble.