Let me start by stating that this is strictly my opinion, but it is one formed based on a strong technical and practical background with electricity.
Many people will say that induced voltage isn't harmful but faulted equipment is. I agree with that if you are talking about harmful to people. I don't agree if you are talking about fish.
People live in an environment where we are much more conductive than the air around us. The danger from electricity is in having current flowing through us, instead of the intended conductor. This current is driven by a difference in potential (Voltage). The most common event is for us to touch an energized source and a ground source at the same time. A higher voltage difference will cause more current flow. With induced voltages there isn't enough power to maintain a high enough current to hurt us. For that reason, induced voltages at these low levels are rarely harmful to people.
Birds will sit on high voltage wires below 161,ooo Volts because there is no path to ground so there is no impact on them due to the voltage. Birds will not sit on the conductor of a 500kV system. At these voltages the air becomes ionized and is conductive. This is effect is called corona. This causes a very painful pin pricking sensation because of the difference in voltages across their skin. It is also why the crazy lineman who work on high voltage systems from helicopters where chain mail suits.
Fish live in an environment where the water around them is much more conductive than they are. This means that they are always energized at the same level as the water they are living in. This is not a problem in and of itself. Seawater is not completely uniform. This means the voltage in the water isn't completely uniform, either. It will change based on temperature, salinity, chemical distribution and flow among other things. This means the fish and coral constantly have these small differences in potential all over their bodies. I believe this is why voltage in the tank leads to lateral line disease since these are voltage receptors. For fish, it doesn't matter if the voltage is induced or not. The actual voltage is real and present.
So hard to explain this in a post. Hope that made sense.