Tank financing

[cpschult]

pretending a boat is a good investment is something only non boat owners would say.. its like owning a money pit

At least a boat holds most of its value. Financing this hobby.. doesn’t seem like a good idea.

 

[KStatefan]

The op asked about waterbox financing experiences... Who is anyone to lecture on how someone else manages thier finances? This thread is odd imo

It turns into this every time someone ask a question like this.

I know nothing about waterbox financing but I do like paypal pay in 4.

 

[adittam]

Reefing is an insanely expensive hobby. The costs do not magically end once you've purchased the tank package. I would strongly suggest you save the money for the tank package you have your eye on, then purchase it. If you want to get started in the mean time, start with an Aqueon 40 breeder with HOB filter the next time Petco runs a sale, and then move everything over once you have saved up the money for your dream setup.

 

[gbroadbridge]

I would disagree with this. Fisherman, who use boats, finance them and that is a hobby. I don't know very many people who can just go buy a boat with cash for weekend fishing.

A boat is a hole in the water surrounded by fiberglass into which you throw money.

An Aquarium is a hole in the lounge filled with water into which you throw money.

 

[TokenReefer]

I know nothing about waterbox financing but I do like paypal pay in 4.

I do too. Great option. I like to keep my hands on my cash... They'll get it in due time lol. Sorry op I didn't help answer your question though

 

[Soren]

The op asked about waterbox financing experiences... Who is anyone to lecture on how someone else manages thier finances? This thread is odd imo

I agree, though I think offering advice and lecturing are not the same thing...
The discussion did go this way at least in part due to the OP asking questions in the direction of general opinions about financing if you read through the follow-up posts. When someone advised not to finance a hobby, OP asked why not, and some of us shared opinions/advice why not.

Does @FishDaddy1992 only want to hear about experiences with financing a tank specifically?

 

[ryanjohn1]

My credit card sucks. Like 20% interest rate and 0 perks but I can't get rid of it as it will affect my credit score and might affect my bar admission. Appreciate the feedback though.

Are you talking about that affirm deals you see offered? I have experience with them