It depends on what you are aiming for. When i started i planned on FOWLR ( Fish only with live rock ).
Started with a 35 gal which i still have and use as my QT when needed.
I quickly learned the fish i wanted ( Angels ) need much more space to swim. So i started looking for an upgrade. I went to a 95gal flat back hex to place in a corner.
Although it was 95 gal it was deep and not long so still not much swimming space if you pay attention to the fish swimming pattern. They ( Angels and other larger fish ) generally do not swim the depth of the tank but rather back and forth and take use of the full length of the tank.
Anyway, i had plenty issues with my 95. not enough flow was my main one. I consider my 95 small because of the dimensions and poor flow/design. Anyway Ich wiped out most of the tank, well the treatment did. Heat and Hypo Salinity.
Anyway after some time I obtained some clams as i found them intriguing. This is where you or I start venturing into Corals... From clams.. and keeping them for a while i figured let me try coral...
At this point i am into a 150 gal 72" long.
I have an Majestic angel, blue face angel, 3 clams, LPS corals about 6-8, few inverts, 4 clowns .....
Point is as a beginner and not knowing much about it you get excited and want to try things and rush in a lot of things and lose money and have bad experiences.
With my larger tank now, great flow, i have had ich again and the tank survived with no issues.
If i was ever to do a smaller tank which i do consider from time to time, i would love to do Clowns and Anemone. Once you learn how to keep water stable clowns and nems are pretty cool and dont need to most of space. Clowns barely go anywhere and seeing them host anemone are cool.
Plus there are a huge variety of colorful clowns and colorful anemone. you could come up with some cool combo.
If i did a 20 gal i would make sure i had a skimmer, nice filter, decent lights and shoot for 4-6 clowns and maybe 3 anemone.
Thats me though.
You could also just do 2 clowns and hope they pair and breed, if they have a tank to themselves that would be cool too.