If you don't use RO water you may find you start growing excess algae from high iron in the water. Which is why use a deionization filter is recommended with an RO unit.
Your top off water is due to the water in your tank evaporating. Leaving the salt in your tank. You want to keep your water at a stable salinity level. At the top off water does that by replacing the evaporated water. You want to use RO/DI water to keep unwanted elements entering your aquarium.