I dont have a credit card, im 19, have my own place, had alot of bills, food etc to pay and I work minimum wage (£9.50) in the uk which nets me around 600 a month after tax reduction, then at the same time you are all probably wondering, why have 3 tanks when you can't afford to run them? simply because I have had them since I was 16 and had fish all my life, usually 100 goes to the tanks a month not including electricity and running costs , just food for the fish, meds etc just short on cash this month unfortunately. happens rarley