ISO helps take pictures in lower light with a higher shutter speed, but to get rid of the blue oversaturation, you need to adjust the white balance. You can do this a little in camera, depending on your camera. You basically want to set it to as high as it will go... often labeled "shade" or "cloudy" which would be about 6000-7000 kelvin. This helps, but typically doesn't adjust high enough for a 20,000K tank. What you really need is a camera that will shoot RAW (rules out iphones and most point and shoots), then you can adjust the white balance with software on your computer. RAW records the information directly from the sensor, without processing it. So when you adjust the white balance on the computer, you're not changing the image, just telling the software how to interpret the bits of data. Without RAW, you can attempt to adjust the colors on the computer, but the software is basically just faking it by recoloring the data in image, and there won't be enough data to maintain the correct coloration.
Here are some examples taken with my Canon EOS: