Tap water costs an average of about a penny per five gallons in the US. If your RO unit has a 4:1 brine to permeate ratio (often inaccurately called "waste water ratio"), this means an RO system makes water for about a penny a gallon. 100 gallons would cost you a dollar to produce. You didn't mention what you pay for bottled water, but I wouldn't be surprised if it's 50x - 100x more than that.
In truth, most reefers actually run a ratio closer to 2:1 because of our hobby's insane obsession with reducing "waste water." So RO water costs about 3/5 penny per gallon to produce, or about $0.60 per 100 gallons.
Even if your water is 10x more expensive than the national average, you're still just paying between $0.06 and $0.10 per gallon of RO filtered water. This is why most reefers use RO. Even after accounting for the brine ("waste water"), system costs and filter costs, it's almost always orders of magnitude cheaper than buying bottled water.