I have been using a DOS to do my water changes on my 120 with water from my shed and it works very well. I dont remember the exact # of potential water loss from AWC but its very minimal, something like less than half a gallon every 10gallons changed, so i would not worry about the % lost.
I recommend pulling dirty water from the main chamber of the sump where the returns drain and putting new water in the last chamber of the sump, right before the return pump.
I've been doing 10 gallon AWC a week on a 120 and every couple of weeks I use my shop vac on the crap collected in the overflow and detritus in the sump. Now on the new tank I am debating on going bare bottom, so the detritus will be a lot less, so I will have to up the AWC by 1-2% to keep it in line.
Best thing I've done to minimize the bucket walk and spill to the tank and sink was to spend the extra $ and setup a AWC.
I'm actually debating in purchasing a second DOS and utilizing the AWC from the DT in my FT and from the FT to the drain and this way I will minimize the water changes on the FT as well. that would be a double DOS setup performing dual AWC at the same time.