A frog hops into a bank. He can see from the teller’s nameplate that her name is Patty Whack. “Miss Whack, I’d like a $30,000 loan.” The frog says his name is Kermit Jagger, his dad is Mick Jagger, and that he knows the bank manager.
Patty explains that he will need collateral to secure the loan. The frog says, “Sure,” and he produces a tiny porcelain elephant. Very confused, Patty explains she’ll need to consult with the bank manager. “There’s a frog named Kermit Jagger out there who claims to know you and wants to borrow $30,000, and he wants to use this as collateral,” she tells him. She holds up the tiny elephant. “What in the world is this?”
The bank manager looks back at her and says with no hesitation, “It’s a knickknack, Patty Whack. Give the frog a loan. His old man’s a Rolling Stone.”
(Okay, you can groan now or sing the verse.)