Its always a good idea to have redundancy, that much is true. Cobalt makes a great product and they sell A LOT of them, even the best brands are going to have failures. I use Eheim and have used them in freshwater tanks forever, that's why I went that route. I still think 2 150 watt heaters would be plenty. You're going to consume the same amount of electricity either way and I would almost prefer to have a heater turn on and stay on for a longer period than have a larger heater turn on and off multiple times. The cycling on and off is what is the hardest on them. (Unless you have them on a controller)